A core banking and operations platform for CBN-licensed finance companies: customer file (CIF/KYC), treasury, lending, payments, compliance and the general ledger in one portal with one login.
Core Banking dashboard: approvals waiting and live prudential position
OFIX OpsHub runs a finance company’s whole operation from one Node.js portal with a single sign-on. Six modules share one identity and one audit trail.
Core Banking holds the single Customer Information File. It is the only place customer details are captured or edited: identity, KYC evidence with three-tier KYC derived from what has actually been verified, masked BVN/NIN, risk rating, PEP and sanctions screening, enhanced due diligence, NDPA consent, next of kin and payout account. Every other module reads the customer from here. It also runs the treasury funding book (fixed-term placements, commercial paper, target savings, borrowings and debentures) with daily accrual, coupons, withholding tax, rollover and pre-liquidation, plus money-market investments and an ALM maturity ladder. The business development pipeline only lets marketers submit a request once every mandatory document is in. The compliance centre tracks live prudential ratios against the CBN framework (capital adequacy, single obligor, NPL, insider credits, liquidity), AML/CFT alerts with a decision clock, complaints, incidents and regulatory returns.
Around it: Payment Voucher approvals (maker-checker, VAT/WHT, CTR and suspicious-activity registers), Credit Analysis & CAM (statement and bureau analysis, scoring, CAM approval chain), Loan Management (booking, repayments, arrears, restructure, write-off, CBN single-obligor check), Risk Management (concentration, risk register, Frauds & Forgeries returns) and Business Finance (double-entry GL, IFRS 9 ECL on the real loan book). Treasury, loan and voucher events post to the ledger automatically.
It comes with 36 standard reports and a drag-and-drop report builder, end-of-day and end-of-year runs, and web-based backup, restore and health checks.
